No! Business Purpose Loans (DSCR, Bridge…etc) are asset based! Bank statements are only required to verify liquidity! Tax Returns are NEVER collected!

-Initial Purchase Contract

-HUD from purchase

-Scope of Work with Line Item pricing (no receipts needed) (Signed and Dated)

-Insurance agent contact

-Title company choice and contact

-Contact for the appraiser to reach to set up and schedule inspection 

-3 months of bank statements to show liquidity (business or personal)

-Updated Personal Financial Statement

-Updated Schedule of Real Estate Owned

-EIN/SS4

-Operating Agreement (signed and dated)

-Cert of Good Standing

-Articles of Incorporation

Even though Business Purpose Loans are asset based, interest rates are based on qualifications. A SOFT pull of your credit is performed to determine what interest rates you qualify for!

ABSOLUTELY NOT! AirCap Funding ONLY does soft pulls and does not partner with anyone that performs hard credit pulls! Therefore your credit is never negatively affected by our pull!

Nope! We share your information with capital providers, but they have the same policy we do! We are too busy for spam!

Once the inquiry form is filled out, a secure Google Drive folder will be shared with you. You will upload documents to that drive where they will be secure.

You can fill out the inquiry form HERE